HispanicBusiness

                           NORTH VALLEY BANCORP                   CONDENSED CONSOLIDATED FINANCIAL DATA                                (Unaudited)          (Dollars in thousands, except share and per share data)                                 Three Months Ended                                      March 31,Statement of Income                2013       2012      $ Change  % Change                               ----------- ----------  ---------  --------Interest income  Loans (including fees)       $     6,366 $    6,470  $    (104)    (1.61%)  Investment securities              1,483      2,111       (628)   (29.75%)  Federal funds sold and other          19         28         (9)   (32.14%)                               ----------- ----------  ---------  --------    Total interest income            7,868      8,609       (741)    (8.61%)                               ----------- ----------  ---------  --------Interest expense  Interest on deposits                 299        734       (435)   (59.26%)  Subordinated debentures              133        483       (350)   (72.46%)                               ----------- ----------  ---------  --------    Total interest expense             432      1,217       (785)   (64.50%)                               ----------- ----------  ---------  --------Net interest income                  7,436      7,392         44      0.60%Provision for loan losses                -        400       (400)  (100.00%)                               ----------- ----------  ---------  --------Net interest income after provision for loan losses           7,436      6,992        444      6.35%                               ----------- ----------  ---------  --------Noninterest income  Service charges on deposit   accounts                            952      1,052       (100)    (9.51%)  Other fees and charges             1,120      1,197        (77)    (6.43%)  Gain on sales of mortgage   loans                               757        361        396    109.70%  Gain on sales of SBA loans           168         43        125    290.70%  Gain (loss) on sales of   securities, net                     543         (9)       552  (6133.33%)  Other                                789        615        174     28.29%                               ----------- ----------  ---------  --------    Total noninterest income         4,329      3,259      1,070     32.83%                               ----------- ----------  ---------  --------Noninterest expenses  Salaries and employee   benefits                          5,162      5,057        105      2.08%  Occupancy                            633        640         (7)    (1.09%)  Furniture and equipment              220        245        (25)   (10.20%)  Other real estate owned   expense                             376        634       (258)   (40.69%)  FDIC and state assessments           218        313        (95)   (30.35%)  Other                              3,279      2,767        512     18.50%                               ----------- ----------  ---------  --------    Total noninterest expenses       9,888      9,656        232      2.40%                               ----------- ----------  ---------  --------    Income before provision     for income taxes                1,877        595      1,282    215.46%Provision for income taxes             616        115        501    435.65%                               ----------- ----------  ---------  --------    Net income                 $     1,261 $      480  $     781    162.71%                               =========== ==========  =========  ========Common Share DataEarnings per share  Basic                        $      0.18 $     0.07  $    0.11    157.14%  Diluted                      $      0.18 $     0.07  $    0.11    157.14%Weighted average shares outstanding                     6,835,192  6,833,752Weighted average shares outstanding - diluted           6,845,484  6,833,752Book value per share           $     14.18 $    13.31Tangible book value            $     14.15 $    13.26Shares outstanding               6,835,192  6,833,752                            NORTH VALLEY BANCORP                   CONDENSED CONSOLIDATED FINANCIAL DATA                                (Unaudited)                           (Dollars in thousands)                                        March 31,  December 31,   March 31,Balance Sheet Data                        2013         2012         2012                                       ----------  ------------  ----------Assets  Cash and due from banks              $   15,890  $     22,654  $   19,314  Federal funds sold                       35,925        15,865      16,400  Time deposits at other financial   institutions                             2,219         2,219       1,960  Available-for-sale securities - at   fair value                             283,721       285,815     354,154  Held-to-maturity securities - at   amortized cost                               6             6           6  Loans                                   488,606       492,211     448,649  Allowance for loan losses                (9,651)      (10,458)    (12,274)                                       ----------  ------------  ----------    Net loans                             478,955       481,753     436,375  Premises and equipment, net               8,978         9,181       8,738  Other real estate owned                  21,365        22,423      16,906  Core deposit intangibles, net               219           255         364  Accrued interest receivable and   other assets                            63,456        62,172      59,512                                       ----------  ------------  ----------Total assets                           $  910,734  $    902,343  $  913,729                                       ==========  ============  ==========Liabilities and Shareholders' Equity  Deposits:    Demand, noninterest bearing        $  174,495  $    177,855  $  156,030    Demand, interest bearing              193,846       185,315     184,408    Savings and money market              245,094       233,034     223,475    Time                                  162,485       172,376     208,651                                       ----------  ------------  ----------      Total deposits                      775,920       768,580     772,564  Accrued interest payable and other   liabilities                             16,217        15,951      18,215  Subordinated debentures                  21,651        21,651      31,961                                       ----------  ------------  ----------Total liabilities                         813,788       806,182     822,740  Shareholders' equity                     96,946        96,161      90,989                                       ----------  ------------  ----------Total liabilities and shareholders' equity                                $  910,734  $    902,343  $  913,729                                       ==========  ============  ==========Asset Quality  Nonaccrual loans                     $    6,449  $      5,835  $   15,634  Loans past due 90 days and accruing   interest                                     -             -           -  Other real estate owned                  21,365        22,423      16,906                                       ----------  ------------  ----------    Total nonperforming assets         $   27,814  $     28,258  $   32,540                                       ==========  ============  ==========  Classified assets                    $   39,113  $     45,297  $   51,441  Bank Tier 1 Capital + ALLL           $  117,245  $    115,580  $  128,110  Classified assets ratio                   33.36%        39.19%      40.15%  Allowance for loan losses to total   loans                                     1.98%         2.12%       2.74%  Allowance for loan losses to NPL's       149.65%       179.23%      78.51%                            NORTH VALLEY BANCORP                   CONDENSED CONSOLIDATED FINANCIAL DATA                                (Unaudited)                           (Dollars in thousands)                                                        Three Months Ended                                                             March 31,Selected Financial Ratios                                 2013       2012                                                       ---------  ---------  Return on average total assets                            0.57%      0.21%  Return on average shareholders' equity                    5.30%      2.12%  Net interest margin (tax equivalent basis)                3.81%      3.61%  Efficiency ratio                                         84.05%     90.66%Selected Average Balances  Loans                                                $ 484,415  $ 451,479  Taxable investments                                    270,493    316,776  Tax-exempt investments                                   9,840     12,985  Federal funds sold and other                            33,113     48,950                                                       ---------  ---------    Total earning assets                               $ 797,861  $ 830,190                                                       ---------  ---------    Total assets                                       $ 897,178  $ 916,176                                                       ---------  ---------  Demand deposits - interest bearing                   $ 188,138  $ 175,999  Savings and money market                               238,785    219,729  Time deposits                                          166,198    212,900  Other borrowings                                        21,651     31,961                                                       ---------  ---------    Total interest bearing liabilities                 $ 614,772  $ 640,589                                                       ---------  ---------  Demand deposits - noninterest bearing                $ 169,080  $ 158,384                                                       ---------  ---------  Shareholders' equity                                 $  96,483  $  90,725                                                       ---------  ---------                            NORTH VALLEY BANCORP                    CONDENSED CONSOLIDATED FINANCIAL DATA                                 (Unaudited)                (Dollars in thousands, except per share data)                                            For the Quarter Ended                                --------------------------------------------                                   March     December  September     June                                   2013        2012       2012       2012                                ---------- ----------- ---------  ----------Interest income                 $    7,868 $     8,276 $   8,426  $    8,420Interest expense                       432         504       713       1,091                                ---------- ----------- ---------  ----------  Net interest income                7,436       7,772     7,713       7,329Provision for loan losses                -           -       700       1,000Noninterest income                   4,329       4,269     4,204       4,687Noninterest expense                  9,888      11,336     9,759       9,228                                ---------- ----------- ---------  ----------Income before provision (benefit) for income taxes          1,877         705     1,458       1,788Provision (benefit) for income taxes                                 616         160    (2,546)        527                                ---------- ----------- ---------  ----------  Net income                    $    1,261 $       545 $   4,004  $    1,261                                ========== =========== =========  ==========Earnings per common share:  Basic                         $     0.18 $      0.08 $    0.59  $     0.18                                ========== =========== =========  ==========  Diluted                       $     0.18 $      0.08 $    0.59  $     0.18                                ========== =========== =========  ==========