-- FlexPlus has a GBP 10 per month fee
-- 3% AER (2.96% gross p.a) on credit balances up to GBP 2,500-- Credit interest is not payable on balances over GBP 2,500
-- Aged 18, subject to status-- Eligible customers will benefit from no arranged overdraft charges for the first three months-- Arranged overdrafts: GBP 0.50 per day-- Arranged overdraft buffer of GBP 100. No overdraft charges apply on arranged overdrafts of less than GBP 100-- Unarranged overdrafts: GBP 5 per day, capped at GBP 50 per month-- Fee-free buffer (unarranged overdrafts): GBP 10-- Paid and unpaid item fees: Nil
FlexDirect Overdraft Representative Example
If you use an arranged overdraft of GBP 1,200 the amount we will charge you is 50p per day (variable).
Worldwide travel insurance - provided by UK Insurance ltd
-- Family, winter sports, golf, business and wedding cover is included as standard-- Protection if holiday is impacted by severe weather conditions-- Unrestricted cover is available to all customers irrespective of age. Customers over 74 must purchase an upgrade for a annual fee of GBP 50 to maintain cover-- The cover has been independently rated 5 star by Defaqto
Mobile Phone Insurance - arranged for Nationwide by LSG & provided by LGI
-- Cover is available for all family members living at the same address up to GBP 1,000 per handset including smartphones-- Contract and pay-as-you-go phones are covered-- Maximum 2 claims per 12 months-- Customers are not required to pre-register the phones to be covered-- Mobile phone accessories are included up to the value of GBP 250 if involved in same incident as handset-- The cover has been independently rated 5 star by Defaqto
Breakdown cover - provided by Britannia Rescue and underwritten by Liverpool Victoria Insurance company ltd
-- Customers are protected while driving in Europe as well as the UK-- Personal cover protecting customer regardless of which vehicle they are in-- Vehicle cover - Protection to anyone driving the account holders vehicle with permission-- Home assistance, home transfer and relay cover included as standard-- The cover has been independently rated 5 star by Defaqto
Extended Warranty Cover - arrange by LSG & provided by LGI
-- Cover provides an additional 12 months warranty starting when the product's original manufacturer's warranty expires-- List of protected products include washing machines, cookers, laptops, tablets, vacuum cleaners and BluRay players-- No excess payable when making a claim-- Customers do not need to pre-register products-- Cover is available up to GBP 2,000 per claim, maximum GBP 10,000 per 12 month period
ID Theft Assistance - provided by LSG
-- Customers are given access to a dedicated helpline which will provide advice on how to reduce the risk of becoming a victim of identity theft-- If customers do become a victim of fraud a dedicated caseworker will provide expert advice and assistance on how to restore their identity
Worldwide card emergency assistance - provided by LSG
-- If a customer's cards are lost or stolen, one call will notify all issuers and order replacement cards
Exclusions and limitations apply to all FlexPlus insurances
Exclusive deals available to reward FlexPlus customers, including:
-- Exclusive credit card: The Nationwide Select Credit Card offers commission-free purchases abroad, unlimited cashback on all sterling purchases and introductory offers for purchases and balance transfers. 12.9% APR Representative (variable)-- Access to our lowest personal loan rate: Currently 5.9% APR Representative for loans GBP 7,500 to GBP 14,999 for up to five years-- Exclusive mortgage offers: Exclusive access to our Flexible five year tracker mortgage, with no product fee, no Early Repayment Charges, and free standard legal and valuation fees. Enjoy the peace of mind of a four year fixed rate,(early repayment charges apply). A GBP 99 non- refundable booking fee is payable up front for both mortgages-- Preferential savings rates: Our Flexclusive savings accounts have been created exclusively for our current account customers-- Exclusive discount on car insurance: GBP 50 off car insurance when buying a new policy (terms and conditions apply)(i). Rated 5 Star by Defaqto with up to 75% no claim discount as well as a courtesy car as standard even if your car is written off or stolen (excludes third party only policies)
Access to Simply Rewards - A reward scheme exclusively for Nationwide debit card and credit card customers, offering discounts on top brands. Further details can be found at http://www.nationwide.co.uk/current_account/latest_deals/simply-rewards.htm
To view the Nationwide FlexPlus comparison table, please vist the following link: http://media3.marketwire.com/docs/How-FlexPlus-compares.pdf.
Nationwide is the world's largest building society as well as the second largest savings provider and a top-three provider of mortgages in the UK. It is also a major provider of current accounts, credit cards, ISAs and personal loans. Nationwide has around 15 million members.
Customers can manage their finances in a branch, on the telephone, internet and post. The Society has around 16,000 employees. Nationwide's head office is in Swindon with administration centres based in Northampton, Bournemouth and Dunfermline. The Society also has a number of call centres across the UK.