Oracle Financial Services Credit Risk Management
•To gain a full understanding of credit risk and respond effectively, financial institutions must be able to rapidly identify and analyze emerging portfolio issues across the enterprise. In many firms today, data is dispersed across multiple risk applications, impeding visibility into potential risk across the entire organization. •Oracle Financial Services Credit Risk Management provides a single, consistent view of portfolio credit risk across an organization -- including product types, lines of business, geographies and legal entities -- by combining results from multiple sources (capital adequacy systems, modeling applications, trading systems and external data). The application enables risk managers and c-level executives to quickly and comprehensively identify and evaluate portfolio risk from a top-down enterprise view of metrics. •The comprehensive solution includes components for wholesale and retail credit risk, as well as a counterparty credit risk module that provides detailed analysis of credit risk on derivative exposures. •Pre-built reports -- covering credit quality, reserves and allowances, delinquency, new business, risk mitigation, capital requirement, collections and more -- along with ready-to-use dashboards, put valuable insight in the hands of risk professionals as well as line of business managers, enabling firms to get immediate value from the solution. •Oracle Financial Services Credit Risk Management also supports virtually seamless integration with other Oracle Financial Services Enterprise Risk applications, including Oracle Financial Services Loan Loss Forecasting and Provisioning, Oracle Financial Services Economic Capital and Oracle Financial Services Basel Regulatory Capital, designed to deliver a comprehensive view that eliminates the need to download and collate information from multiple applications.
Oracle Financial Services Basel Regulatory Capital Version 6.0
•The newest release of Oracle Financial Services Basel Regulatory Capital offers a complete solution for Basel III compliance, covering multiple risks, portfolios and asset classes. It enables financial institutions to quickly achieve Basel III compliance with a ready-to-use analytical solution. •Version 6.0 includes functionality to address Basel III leverage ratio, capital adequacy and capital buffers. Enhancements include new/modified rules for computation of credit valuation adjustment (CVA) capital charge, re-securitization charges, minority interests, deferred tax assets (DTAs) and revised criteria for available capital. •The application is designed to enhance strategic decision making by enabling a consolidated view with drill-down capability to enable granular analysis of capital adequacy under baseline and stressed scenarios.
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