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Certain statements in this release may constitute forward-looking statements within the definition of the "safe-harbor" provisions of Section 21E of the Securities Exchange Act of 1934, as amended. These forward-looking statements are subject to significant uncertainties, which could cause actual results to differ materially from those set forth in such statements. Forward-looking statements are those that incorporate management's current expectations and plans based on information currently known to them. These statements can sometimes be identified by words such as "believe," "estimate," "anticipate," "expect," "intend," "will," "may," "should," or other similar phrases or words. Readers are cautioned not to place undue reliance on forward-looking statements. In particular, they should not be construed as assurances of a given level of performance or as promises of a given set of management's actions. Some of the factors that could cause management to deviate from its current plans, or could cause the Company's results to differ from current expectations, include the effect of localized or regional economic shifts that may affect the collectability of loans or the value of the collateral underlying those loans; the effects of laws, regulations, policies and government actions upon the Company's assets and operations; sensitivity to the Northwestern Oregon geographic markets and events affecting those markets; and the impacts of new government initiatives upon us and our borrowers. The Company does not intend to publicly release any revisions to these forward-looking statements to reflect events or circumstances after the date of this release or to reflect the occurrence of unanticipated events.

                        Columbia Commercial Bancorp                         Consolidated Balance Sheet                                 Unaudited            (amounts in 000s, except per share data and ratios)                                                 %                      %                                              Change                Change                          September 30,      2012 vs.   December     Year-                        2012        2011        2011     31, 2011   to-Date                     ----------  ----------  --------  ----------  --------ASSETS  Cash & due from   banks             $   22,047  $   35,120     -37.2% $   25,982     -15.1%  Federal funds sold      5,000       5,000       0.0%     10,000     -50.0%  Investment   Securities -   Available for   Sale                  55,395      61,992     -10.6%     58,417      -5.2%  Investments -   Other                  2,247       2,307      -2.6%      2,307      -2.6%  Gross loans           243,839     239,968       1.6%    238,403       2.3%  Allowance for loan   losses                (6,963)     (7,471)     -6.8%     (7,083)     -1.7%                     ----------  ----------  --------  ----------  --------    Net loans           236,876     232,497       1.9%    231,320       2.4%  Other real estate   owned                  7,358      10,370     -29.0%      8,408     -12.5%  Other assets           17,109      17,055       0.3%     16,174       5.8%                     ----------  ----------  --------  ----------  --------    Total Assets     $  346,032  $  364,341      -5.0% $  352,608      -1.9%                     ==========  ==========  ========  ==========  ========LIABILITIES  Deposits           $  237,872  $  250,940      -5.2% $  239,083      -0.5%  Repurchase   agreements            24,314      26,692      -8.9%     26,722      -9.0%  Federal funds   purchased                  -           -       0.0%          -       0.0%  FHLB borrowings        47,900      52,635      -9.0%     52,635      -9.0%  Other borrowings        4,516       4,457       1.3%      4,513       0.1%  Junior   subordinated   debentures             8,248       8,248       0.0%      8,248       0.0%  Other liabilities       4,122       3,560      15.8%      3,433      20.1%                     ----------  ----------  --------  ----------  --------    Total     Liabilities        326,972     346,532      -5.6%    334,634      -2.3%STOCKHOLDERS' EQUITY     19,060      17,809       7.0%     17,974       6.0%                     ----------  ----------  --------  ----------  --------    Total     Liabilities and     Stockholders'     Equity          $  346,032  $  364,341      -5.0% $  352,608      -1.9%                     ==========  ==========  ========  ==========  ========Shares outstanding at end-of-period     3,241,581   3,151,581             3,151,581Book value per share $     5.88  $     5.65            $     5.70Allowance for loan losses to total loans                     2.86%       3.11%                 2.97%Non-performing assets (non-accrual loans & OREO)       $   16,766  $   24,446            $   18,984Bank Tier 1 leverage ratio (5% minimum for "well- capitalized")             8.27%       7.38%                 7.63%Bank Tier 1 risk- based capital ratio (6% minimum for "well-capitalized")      10.44%       9.66%                10.16%Bank Total risk- based capital ratio (10% minimum for "well-capitalized")      11.71%      10.92%                11.42%                    Consolidated Statement of Operations                                 Unaudited            (amounts in 000s, except per share data and ratios)                  Three Months Ending           Nine Months Ending                  -------------------          -------------------                                          %                            %                  9/30/2012 6/30/2012  Change  9/30/2012 9/30/2011   Change                  --------- ---------  ------  --------- ---------  -------INTEREST INCOME  Loans           $   3,489 $   3,443     1.3% $  10,379 $  11,068     -6.2%  Investments           220       207     6.3%       655       930    -29.6%  Federal funds   sold and other        16        20   -20.0%        55        48     14.6%                  --------- ---------  ------  --------- ---------  -------    Total     interest     income           3,725     3,670     1.5%    11,089    12,046     -7.9%                  --------- ---------  ------  --------- ---------  -------INTEREST EXPENSE  Deposits              530       551    -3.8%     1,697     2,670    -36.4%  Repurchase   agreements and   federal funds   purchased             46        48    -4.2%       145       255    -43.1%  FHLB borrowings       490       485     1.0%     1,520     1,589     -4.3%  Other   borrowings           121       120     0.8%       361       363     -0.6%  Junior   subordinated   debentures            67        65     3.1%       195       177     10.2%                  --------- ---------  ------  --------- ---------  -------    Total     interest     expense          1,254     1,269    -1.2%     3,918     5,054    -22.5%                  --------- ---------  ------  --------- ---------  -------NET INTEREST INCOME BEFORE PROVISION FOR LOAN LOSSES          2,471     2,401     2.9%     7,171     6,992      2.6%PROVISION FOR LOAN LOSSES              -         -     0.0%         -     1,350   -100.0%                  --------- ---------  ------  --------- ---------  -------NET INTEREST INCOME AFTER PROVISION FOR LOAN LOSSES          2,471     2,401     2.9%     7,171     5,642     27.1%NON-INTEREST INCOME                 158       180   -12.2%       490       490      0.0%NON-INTEREST EXPENSE              2,146     2,201    -2.5%     6,471     6,650     -2.7%INVESTMENTS- REALIZED GAINS / (LOSSES)                18         -     n/a         18       603    -97.0%INVESTMENTS - OTHER THAN TEMPORARY IMPAIRMENT               -         -     0.0%         -         -      0.0%OREO VALUATION ADJUSTMENTS & GAINS/(LOSSES) ON SALES - NET          76       (64) -218.8%        36      (180)  -120.0%                  --------- ---------  ------  --------- ---------  -------INCOME (LOSS) BEFORE PROVISION FOR INCOME TAXES       577       316    82.6%     1,244       (95) -1409.5%PROVISION (BENEFIT) FOR INCOME TAXES           283       183    54.6%       606      (119)  -609.2%                  --------- ---------  ------  --------- ---------  -------NET INCOME (LOSS) $     294 $     133   121.1% $     638 $      24   2558.3%                  ========= =========  ======  ========= =========  =======Earnings (Loss) per share - Basic            $    0.09 $    0.04          $    0.20 $    0.01Earnings (Loss) per share - Diluted          $    0.09 $    0.04          $    0.20 $    0.01Return on average equity                6.17%     2.92%              4.58%     0.18%Return on average assets                0.33%     0.16%              0.25%     0.01%Net interest margin                3.28%     3.36%              3.26%     3.08%Efficiency ratio       81.6%     85.3%              84.5%     88.9%