HispanicBusiness

Forward-Looking Information
The financial information in this press release is based on unaudited financial results. Certain statements in this press release are "forward-looking" statements (as such term is defined in the Private Securities Litigation Reform Act of 1995). Such forward-looking statements are subject to risks and uncertainties and therefore the bank's actual results may differ materially from those expressed or implied by such forward-looking statements. The risks and uncertainties that the bank is subject to include, but are not limited to, risks related to the local and national economy, including fluctuations in interest rates and costs and changes in economic policy; the ability of the bank to perform in accordance with its plans; competition; regulatory matters; and other risks detailed in its filings with the State of California Department of Financial Institutions and the Federal Deposit Insurance Corporation. The bank cautions readers not to place undue reliance on any forward-looking statements. The bank does not undertake, and specifically disclaims any obligation, to revise any forward-looking statements to reflect the occurrence of anticipated or unanticipated events or circumstances after the date of such statements.

(Financial Table Follows)

                           Pacific Commerce Bank                 Selected Financial Data - Unaudited ('000)BALANCE SHEET                                        9/30/2012    9/30/2011                                  Total Assets     $   163,800  $   175,507                             Total Investments     $    24,366  $    24,820                                   Gross Loans     $   114,843  $   134,447                     Allowance for Loan Losses     $    (5,047) $    (6,263)                       Other Real Estate Owned     $     1,942  $       613                                Total Deposits     $   141,317  $   156,520                              Total Borrowings     $         0  $         0                    Total Stockholders' Equity     $    21,435  $    18,171                               Net Charge-offs     $       929  $     2,871                        Total Classified Loans     $    10,154  $    27,366                       Total Non-Accrual Loans     $     5,601  $    11,754                            ALLL / Total Loans            4.39%        4.66%                      ALLL / Non-Accrual Loans            90.1%        53.3%                     Common Shares Outstanding       4,461,255    3,444,255                                                     For the Three Months                                                      Ended September 30,STATEMENT OF OPERATIONS                                   2012         2011                         Total Interest Income     $     1,674  $     2,024                        Total Interest Expense             138          215                                                   -----------  -----------                           Net Interest Income           1,536        1,809                           Non-Interest Income             136          326                                                   -----------  -----------                                  Total Income           1,672        2,135                          Non-Interest Expense           1,516        1,520                                                   -----------  -----------      Income Before Loan Loss Provision, Stock               Options and Income Tax Expenses             156          615                                                   -----------  -----------                     Provision for Loan Losses               0        1,398                          Stock Option Expense               4           11                            Income Tax Expense               0            0                                                   -----------  -----------                             Net Income/(Loss)     $       152  $      (794)                                                   ===========  ===========                                           EPS     $      0.03  $     (0.23)                                                      For the Nine Months                                                        Ended June 30,STATEMENT OF OPERATIONS                                   2012         2011                         Total Interest Income     $     5,068  $     6,244                        Total Interest Expense             455          648                                                   -----------  -----------                           Net Interest Income           4,613        5,596                           Non-Interest Income             916        1,558                                                   -----------  -----------                                  Total Income           5,529        7,154                          Non-Interest Expense           4,881        4,971                                                   -----------  -----------      Income Before Loan Loss Provision, Stock               Options and Income Tax Expenses             648        2,183                                                   -----------  -----------                     Provision for Loan Losses               0        3,251                          Stock Option Expense              13           40                            Income Tax Expense               0            0                                                   -----------  -----------                             Net Income/(Loss)     $       635  $    (1,108)                                                   ===========  ===========                                           EPS     $      0.14  $     (0.32)