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Researchers Submit Patent Application, "System and Method for Validating a Controller for an Automated Banking Machine Using a Displayed Indicia",...

August 28, 2014



Researchers Submit Patent Application, "System and Method for Validating a Controller for an Automated Banking Machine Using a Displayed Indicia", for Approval

By a News Reporter-Staff News Editor at Computer Weekly News -- From Washington, D.C., VerticalNews journalists report that a patent application by the inventors Christophersen, Bryan James (Hampshire, GB); Cipa, Dominik (Niederwangen, CH); Kunz, Gunnar (Niedertwangen, CH); Marti, Ulrich (Niederwangen, CH); Martin, Olivier (Niederwangen, CH), filed on July 24, 2012, was made available online on August 14, 2014.

The patent's assignee is Talaris Holdings Limited.

News editors obtained the following quote from the background information supplied by the inventors: "Automated banking machines are well known. Two known examples of an automated banking machine which are commonly found in banks are a teller cash recycler (TCR) and a teller cash dispenser (TCD). A TCR can be used to deposit or dispense notes to a bank customer under the supervision of a bank teller. A TCD can dispense notes only, under bank teller supervision, to a customer. A further type of automated banking machine used by customers is an automated teller machine ('ATM'). ATMs enable customers to carry out banking transactions without any assistance from a teller. Common banking transactions that may be carried out with ATMs include the dispensing of cash, the making of deposits, the transfer of funds between accounts, the payment of bills and account balance inquiries. Other types of automated banking machines may allow customers to charge against accounts or to transfer funds. Other types of automated banking machines may print or dispense items of value such as coupons or vouchers. For the purposes of this disclosure, an automated banking machine or automated transaction machine shall encompass any device which carries out transactions including transfers of value.

"Typical automated banking machines include a plurality of devices including, for example, a computer, a touch screen, and banknote storage and dispensing mechanisms. An automated machine may further include a reinforced safe which is capable of enclosing both cash storage and dispensing mechanisms and also a computer which controls the operation of the machine. In other machines, the computer may be located outside the safe, although still within a locked enclosure or cover. Such enclosure or cover may be less secure than a safe and may be forced open. As a result, the computer may have an increased risk of being modified by unauthorized users. Such modifications may compromise the security of the machine and improperly cause the machine to dispense cash to the unauthorized user. Consequently, there exists a need for an automated banking machine that has increased protection against unauthorized access to the hardware devices of the machine.

"In addition, the automated banking machine may be connected to a network which may include network protocols such as TCP/IP. As a result, machines which use TCP/IP may be attacked with the same types of hacking tools used to attack web sites and other types of computer systems on the Internet. Consequently, there also exists a need for an automated banking machine that has increased protection against unauthorized access to the machine through network communication.

"Once an unauthorized user has gained access to the hardware of an automated banking machine, whether by network communication or physical access to the hardware, the unauthorized user may have the opportunity to capture transaction information such as device control strings, account numbers or personal identification numbers. As a result there further exists a need for an automated banking machine which has increased protection against the theft of transaction information."

As a supplement to the background information on this patent application, VerticalNews correspondents also obtained the inventors' summary information for this patent application: "According to an exemplary embodiment of the invention, an automated banking machine includes a computer, a display, a keypad, a store for banknotes and an openable secure cabinet, where the display and store for banknotes are located inside the secure cabinet and the keypad and computer are stored outside the secure cabinet, and wherein the display is adapted to display displayed indicia which is visible to an operator when the secure cabinet is opened, and wherein the automated banking machine further includes a comparator for comparing the displayed indicia with entered indicia, entered into the keypad by an operator.

"According to another embodiment, the keypad may be arranged to be operational only when a security token is inserted into a socket which is located on an external surface of the automated banking machine as an additional security measure.

"One exemplary embodiment of the invention includes computer implemented method for validating the identity of a controller for an automated banking machine based on displayed indicia. The method includes detecting access to a secure compartment of an automated banking machine, displaying a security indicia visible from the secure compartment, receiving the security indicia at an input device and a first controller accessible from outside of the secure compartment, and validating the identity of the controller based on the received security indicia.

"The method may further include receiving a security key at a physical port of automated banking machine prior to displaying the security indicia. The method may further described where validating the identity of a controller based on the received security indicia includes receiving the security indicia at the second controller controlling the display of the security indicia.

"According to one embodiment, the second controller is housed within the secure compartment. In another embodiment, the security indicia is encrypted based on a symmetrical secret key stored in memory of the first controller and memory of the second controller controlling the display of the security indicia.

"Another exemplary embodiment of the invention includes a computer implemented system for validating the identity of a controller for an automated banking machine based on displayed indicia. The system includes a secure compartment, an access detection system detecting access to the secure compartment, a security indicia display visible within the secure compartment based on a signal from the access detection system, an input device accessible and associated first controller located outside the secure compartment for receiving the security indicia, and a second controller configured to validate the identity of the first controller based on the received security indicia.

"Other features and advantages of the invention will become apparent to those skilled in the art from the following detailed description and accompanying drawings. It should be understood, however, that the detailed description and specific examples, while indicating the preferred embodiments of the present invention, are given by way of illustration and not of limitation. Many changes and modifications may be made within the scope of the present invention without departing from the spirit thereof, and the invention includes all such modifications.

BRIEF DESCRIPTION OF THE DRAWINGS

"Exemplary embodiments of the invention are illustrated in the accompanying drawings in which like reference numerals represent like parts throughout light and in which:

"FIG. 1 is a perspective view of an automated banking machine;

"FIG. 2 is a schematic cross-sectional view of the automated banking machine of FIG. 1; and

"FIG. 3 is a flowchart illustrating a method for displaying security indicia in a locked security cabinet."

For additional information on this patent application, see: Christophersen, Bryan James; Cipa, Dominik; Kunz, Gunnar; Marti, Ulrich; Martin, Olivier. System and Method for Validating a Controller for an Automated Banking Machine Using a Displayed Indicia. Filed July 24, 2012 and posted August 14, 2014. Patent URL: http://appft.uspto.gov/netacgi/nph-Parser?Sect1=PTO2&Sect2=HITOFF&u=%2Fnetahtml%2FPTO%2Fsearch-adv.html&r=956&p=20&f=G&l=50&d=PG01&S1=20140807.PD.&OS=PD/20140807&RS=PD/20140807

Keywords for this news article include: Talaris Holdings Limited.

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Source: Computer Weekly News


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