(PRWEB) July 17, 2014
The marketing efforts of Kevin Leonard and his team of mortgage consultants have been flooding the Southern California real estate market. Their newest efforts are focusing on FHA home loans in San Diego, Riverside, Los Angeles and Orange County. Since its creation, FHA has provided mortgage insurance on millions of properties throughout the United States and U.S. territories. This has allowed for many individuals to achieve the "American Dream" of owning their own home, by getting approved through and FHA-approved lender. The team of mortgage consultants is providing FHA loan information to their Realtor partners to help them identify those that may qualify. The mortgage professionals are also sending out advertising pieces by mail to individuals that may qualify for an FHA loan to purchase a home. To find out how to get a FHA home loan in Riverside contact the mortgage consultants by calling them directly at, 877-889-7474
The approval on a FHA home loan depends 100% on the documentation provided at the time of application. The individual applying will need to give accurate information on employment, credit, and other personal information. A FHA loan can be used to purchase a new home as well as a FHA streamline refinance for those that have a FHA loan to lower their existing rate. The FHA streamline refinance makes it easier to qualify with no appraisal and no income verification. Another FHA product is the FHA 203(k) streamline loan; this loan offers a low cash investment of only 3.5% of total loan amount based on FHA 1st, MIP, and 203(k) improvements. To learn more about a FHA streamline refinance or a FHA 203(k) loan visit the webpage located here, http://www.kevinleonardmortgageexpert.com/fha-loans/
FHA loans have been helping individuals become homeowners since 1934. The Federal Housing Administration (FHA) – which is part of HUD – insures the loan, so the lender can offer the applying individual a better deal. These types of loans offer low down payments, low closing costs, and easier credit qualifying than other loan products. FHA loans are great product for first time home buyers because of low down payments of the purchase price, and most of the closing costs and fees can be included in the loan. The mortgage professionals will be posting this type of information on real estate related forums and mortgage websites. They also plan to promote this information on various social media websites with videos and links to government sites on the subject.
About: Kevin Leonard entered into the mortgage business in 1997 and quickly rose to become the top producing loan officer in the country and earned national acclaim for his efforts. Mr. Leonard prides himself in offering constant communication with his clients so that they have a full understanding of the loan process from start to finish. He is personally responsible for thousands of fundings, and along with his team, he has over 5 billion in residential loans funded to his credit. Mr. Leonard has a full understating of the loan process from start to finish and also consults with mortgage bankers in the secondary market. There are few, if any, that have the experience that Kevin Leonard has in the mortgage profession. He was one of the first to register with NMLS in 2008 when it was first instituted, and currently is licensed in the state of California as a loan originator. He is partnered with the top real estate agents in San Diego for a good reason, he offers fast pre-approvals with the ability to fund purchase loans quickly. To discover how to get pre-approved for a FHA home loan in San Diego contact the number below.
Phone: (858) 999-3737
Read the full story at http://www.prweb.com/releases/FHA-home-loans-expert/Kevin-Leonard-mortgage/prweb12025556.htm