SMALL BUSINESS BILL If a big bank turns down a small firm's loan application, they will have to refer it on to other lenders. Zero-hours contracts can no longer include an exclusivity clause that ban workers from taking several such jobs. Taxfree childcare will be extended to under-12s from 2015 in a bid to make work easier for parents. A draft bill could be published in the next few weeks, before the summer recess.
INFRASTRUCTURE BILL The infrastructure bill is fairly beefy and includes measures to turn the
NATIONAL INSURANCE BILL Changes will simplify
TWO PENSIONS BILLS Two pensions bills will provide consumers with greater choice and control over how they save their money for retirement. Many people will no longer have to buy an annuity on retirement and collective pension schemes will be introduced.
CHILDCARE PAYMENTS BILL The existing employer-funded childcare scheme is to be replaced by a state-subsidy worth up to £2,000 a year. The scheme will launch in
MODERN SLAVERY BILL Law enforcement agencies will get stronger powers to tackle modern-day slavery and an anti-slavery commissioner will be appointed.
HEROISM BILL An odd addition, this bill aims to prevent people from being prosecuted for negligence when they are simply trying to do the right thing. The definition of 'heroic action' is shaky, which would be a sticking point.
SERVICE COMPLAINTS BILL The Queen announced the introduction of an ombudsman for the armed forces to strengthen the complaints system.
SERIOUS CRIME BILL
RECALL OF MPS
DRAFT RIOT (CHARGES) BILL This draft bill will tweak some of the parts of the Riot Act, the most notable change being the creation of a
DRAFT PROTECTION OF CHARITIES BILL The aim of this potential bill will be to protect charities from being duped by people who abuse them. A consultation is ongoing and the results will inform the new bill.
DRAFT NATIONAL PARKS BILL Another slightly odd addition to the speech, this draft piece of legislation will allow people to elect members of the boards of National Parks and the Broads Authority who handle planning applications and decisions.
ALSO IN THE SPEECH ... A new 5p charge for plastic bags made a splash yesterday, with retailers expected to donate the proceeds to charity. Changes to GCSEs and A-Levels to "prepare pupils for employment" were also included in the speech, which took roughly ten minutes for the Queen to deliver - just enough time for one of her page boys to faint in the heat.
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