As Hurricane Preparedness Week approaches, the Independent Community Bankers of America® (ICBA) is offering tips to help individuals put their financial documents in order before a disaster strikes.
"While the first priority is the physical safety and well-being of you and your family, knowing that your banking and financial papers are safe gives you one less thing to worry about during times of duress," said
ICBA offers the following tips to help consumers prepare before an emergency occurs.
• Keep marriage and family records, including adoption papers, property deeds, birth certificates, wills, insurance policies, passports,
• Make and safeguard additional official copies of critical documents such as birth certificates, adoption papers, marriage certificates and the deed to your home for safekeeping and notify a trustee, close relative or attorney where your important financial information is located.
• Keep names and contact numbers for executors, trustees and guardians in a safe place, either in your safe deposit box or with a close relative.
• Take an inventory and keep a list of household valuables. Taking photographs of these items can help as well.
• Start and regularly contribute to an emergency fund that can cover at least three to four months of expenses. This fund should be separate from your savings or investment account.
• Include extra cash (ideally small denominations) in your home emergency kit, which should include a three-day supply of water, food, a first aid kit, can opener, flashlights, radio and extra batteries.
• Identify the records that you keep only on computer. They may not be available if electrical power fails, so make a printout and safeguard them or back them up to an external device or web storage facility.
• The web can serve as a supplement or back up to paper copies. Scanned or other electronic documents can be attached to e-mails and stored in your e-mail account or with secure online back-up services.
• If you feel flood insurance may be necessary to protect your home, start shopping around. Contact your insurance agent or visit
For more information and resources, including a copy of an Emergency Financial Preparedness Guide, visit the consumer education and resources section of http://www.icba.org, or visit http://www.icba.org/files/PDFs/emergency_final.pdf.
The Independent Community Bankers of America®, the nation's voice for more than 6,500 community banks of all sizes and charter types, is dedicated exclusively to representing the interests of the community banking industry and its membership through effective advocacy, best-in-class education and high-quality products and services. For more information, visit http://www.icba.org.
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Read the full story at http://www.prweb.com/releases/2014/05/prweb11878189.htm
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