Digital Bill Folder Solves “Chip and PIN” Payment Card Challenge for
EMV (Europay, MasterCard® and Visa®) chip credit cards are embedded with a microchip and require a PIN and a signature to complete the transaction process. The EMV-enabled RAIL device will communicate with the chip inside the customer’s smart card to determine whether or not the card is authentic. A cardholder’s confidential data is much more secure on a chip-enabled payment card than a magnetic stripe card as a result of this dynamic authentication capability.
“EMV chip technology has recently seen broad adoption by a number of large retailers in the U.S., and has quickly become the global standard for credit and debit card payments – but it also presents a unique challenge for full-service restaurants,” said
The RAIL is a handheld device designed to look like the traditional bill presentation folder used at most full-service restaurants – but unlike the original folder, the RAIL allows guests to securely self-swipe credit, debit or smart cards, auto-calculate the tip, split the bill multiple ways, pay-by-item, and receive email receipts.
“The RAIL is uniquely designed to enhance a restaurant’s existing table service, instead of alienating the customer from the wait staff – as is often the result with kiosks and other pay-at-the-table technologies,” Snell said. “Using the RAIL, a restaurant can not only strengthen personal service, but meet the new EMV payment standard.”
It’s estimated that there are more than 400,000 full-service restaurants in
Sonny’s BBQ, one of the largest and most popular barbeque restaurant companies in the country, is piloting the new RAIL payment device in select restaurants located throughout the southeast.
“There’s no doubt that EMV is a forcing function for heightened security in the restaurant industry,” said
For more information on the RAIL payment platform for full-service restaurants, visit www.viableware.com.
Viableware designs, builds and sells software and hardware products designed to increase waiter efficiency, provide restaurants with new marketing and communication applications, eliminate credit card information theft and improve the dining customer experience.