Latest innovation offers tax advantages combined with growth
Designed to help investors address the increasing tax pressures on their investments,
In addition to tax-deferred asset growth potential,
“In today’s market environment, strong demand, concern over rising taxes, and innovation have fueled industry growth and enhanced the sustainability of the industry's solutions,” said Ferris. “Prudential Premier Investment represents our latest innovation, and is another example of the range of solutions we are offering Americans seeking retirement income certainty.”
Prudential Premier Investment offers investors the opportunity to build a fully customized portfolio by providing access to a broad choice of unique, carefully selected investment options from brand-name and boutique managers. The line-up includes individual investment options, as well as custom-built asset allocation portfolios. Clients have access to traditional equity and fixed income options, domestic and global strategies and alternative assets, which provide additional diversification.
“Prudential Annuities’ investment discipline and approach have become a hallmark of our business,” said
All references to income certainty and guarantees are backed by the claims-paying ability of the issuing company. If a withdrawal in excess of the guaranteed income amount reduces the account value to zero, no further amount would be payable and the contract terminates.
Investors should consider the features of the contract and the underlying portfolios' investment objectives, policies, management, risks, charges and expenses carefully before investing. This and other important information is contained in the prospectus, which can be obtained from your financial professional. Please read the prospectus carefully before investing.
Variable annuities are issued by
Annuity contracts contain exclusions, limitations and terms for keeping them in force. Your licensed financial professional can provide you with complete details.
A variable annuity is a long-term investment designed for retirement purposes. Investment returns and the principal value of an investment will fluctuate so that an investor’s units, when redeemed, may be worth more or less than the original investment. Withdrawals or surrenders may be subject to contingent deferred sales charges.
Variable annuities offered by
Asset allocation does not ensure a profit or protect against a loss. Diversification does not assure against loss in a declining market.
The Prudential Premier Investment Variable Annuity offers certain subaccounts that invest in underlying Portfolios that are subject to a predetermined mathematical formula applicable to benefits that are not available with this Annuity. Before you allocate to these subaccounts, you should consider the impact the formula will have on each Portfolio’s risk profile, expenses and performance.
Please note that if you are investing in this Annuity through a tax-advantaged retirement plan (such as an Individual Retirement Account or 401(k) plan), you will get no additional tax advantage through the Annuity itself. If you are investing through a tax-advantaged plan, you should work with your financial professional and tax adviser to determine whether the features of this Annuity, such as the optional Return of Purchase Payments Death Benefit, the annuitization options and the investment options, make the Annuity an appropriate investment for you.
Prudential Annuities and its distributors and representatives do not provide tax, accounting, or legal advice. Please consult your own attorney or accountant.
The optional Return of Purchase Payments Death Benefit may not be available in every state and has certain investment restrictions. Fees charged for the death benefit are in addition to fees and charges associated with the basic annuity.
Issued on P-OB/IND(5/14), P-OC/IND(5/14), P-RID-ROP(5/14), et al. or state variation thereof.
1 Tax Policy Center.