ENP Newswire -
Release date- 26022014 - 9-month Operating & Net Profits of FY'14 register remarkable 53.42% and 115.58% rise respectively over corresponding period of last FY.
As on/Qtr ended 31.12 .12 (Rs. Cr.)
As on/Qtr ended 31.12 .13 (Rs. Cr.)
Change over 31.12 .12 (%)
Net Interest Income
Cost to income Ratio(%)
Book Value per Share (Rs.)
31.12 .13 Net Interest Margin Global 2.32 2.83 Net Interest Margin Domestic 2.42 3.06 Return on Assets(Annualised) 0.21 0.57 Return on Equity 6.45 15.50 CAR (Basel II) 13.19 12.11 Tier-I capital 8.03 7.63 Tier- II capital 5.16 4.48 CAR (Basel III) - 11.16 Tier-I capital 7.26 Tier- II capital 3.90 Gross NPA (%) 5.53 5.20 Net NPA (%) 3.32 3.06 NPA Provision Coverage Ratio 48.88 54.23 PROFIT
Operating Profit for Q3FY'14 was Rs. 1137Cr. while for Apr-Dec'13 it was 3567 Cr. as against
Net Profit of the Bank for Q3FY'14 was
INCOME & EXPENDITURES
Total income during Q3FY'14 rose by 12.80% to
Total expenditures during Q3FY'14 was 3783 Cr. with Interest outgo of
Total business as at end Dec'13 amounted to
CASA deposits stood at
Advances of the Bank at
Credit Deposit Ratio stood at 73.52% as at Dec'13.
Average Cost of Deposit(annualized) stood at 6.27 % for Q3FY'14 as against 6.92% in the corresponding quarter last year thus showing a decreasing trend due to shedding of high-cost deposits.
CAR of the bank as at Dec'13 stood at 12.11 % under
Gross NPA ratio was 5.2 % as at Dec'13 whereas Net NPA ratio was 3.06 %.
RECOVERY OF DUES
Through sustained efforts, bank made a recovery of
QTR-on-QTR SEQUENTIAL PERFORMANCE
Total income during the current Qtr. at
Total Interest income in Q3FY'14 at
? During Q3FY'14, Bank acquired 7.43 lakhs CASA customers.
? The following facilities have been made available for the convenience of UCO customers:
? 195 new ATM's added during Q3 taking the total to 1963 as on
? 3.14 lakhs ATM/VISA Debit cards issued during Q3 taking the total cards issued as on