DeWine seeks consumer restitution, injunctive relief, and civil penalties.
"Consumers paid thousands of dollars thinking they would get help adjusting their mortgage loans," DeWine said. "Instead they received essentially nothing in return and lost the money they paid to the business. We won't stand by when a business targets consumers, takes their money, and provides no real help."
Through mail and online ads, Home Remedy Center offered to help consumers avoid foreclosure by working with the consumers' lenders to negotiate a loan modification or otherwise adjust their debt. After accepting fees typically ranging from
In one case, a
The attorney general's lawsuit, filed in the
Consumers who are worried about foreclosure should keep the following in mind:
Do not pay up-front fees for help avoiding foreclosure or obtaining mortgage relief. Companies may not collect fees for mortgage assistance relief services until consumers receive and accept a loan modification offer from their lenders.
Research a business before providing any payments or personal information. Check to see if consumers have filed complaints with the
Don't trust businesses that tell you to stop making your mortgage payments.
Contact Save the Dream Ohio for foreclosure assistance. Call 888-404-4674 or visit www.savethedream.ohio.gov.
Consumers who believe they have been treated unfairly should file a complaint with the
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Visit the Norwalk Reflector (Norwalk, Ohio) at www.norwalkreflector.com
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