The assignee for this patent, patent number 8645213, is
Reporters obtained the following quote from the background information supplied by the inventors: "The present invention relates to mobile devices and data processing by digital computer, and more particularly to transactions associated with a mobile device.
"Advances in processor, memory, and wireless technologies have led to the proliferation of mobile electronic devices. Typical mobile devices, such as WiFi-enabled wireless mobile phones (e.g., WiFi-enabled smartphones) and personal digital assistants (WiFi-enabled PDAs) provide a wide array of services, such as cellular calling, email, text messaging, calendar and address book services, media object acquisition and playback services, and camera services, among many others. In acquiring media objects, cell phone minutes, or other goods or services available over the Internet, mobile devices often provide users with the same functionalities as other computing devices.
"Concurrently, merchants such as retailers, wholesalers, and service providers offer customers a wide variety of payment methods. Customers can often pay via any of cash, check, money order, gift card, credit card, and debit card. The variety of payment methods, combined with the fact that many merchants do not accept certain types of credit cards, and so forth, requires customers to carry on their persons instruments associated with a large number of payment methods (e.g. credit cards, debit cards). Carrying this wide array of payment method instruments is often quite burdensome to many customers."
In addition to obtaining background information on this patent, VerticalNews editors also obtained the inventors' summary information for this patent: "The present invention provides methods and apparatus, including computer program products, for transactions associated with a mobile device.
"In general, in one aspect, the invention features a method including, in a merchant device linked to a server by a first network, sending a registration to the server, sending a transaction message to the server, receiving a unique identifier from the server in response to the transaction message, broadcasting the unique identifier, in response to the broadcasted unique identifier, receiving instructions in the server from a mobile application residing in a memory of a mobile device over a second network, processing a transaction in response to the instructions, and notifying the merchant device of the processed transaction.
"In another aspect, the invention features a method including, in a mobile device having a mobile application residing in a memory, detecting a unique identifier broadcasted by a merchant device over a first network, sending a transaction message containing the unique identifier over a second network to a server, receiving a transaction summary from the server over the second network, and sending processing instructions to the server over the second network in response to the received transaction summary.
"Other features and advantages of the invention are apparent from the following description, and from the claims."
For more information, see this patent: Granbery,
Keywords for this news article include:
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