The Principality building society has increased the rate on its 30-day notice promise Isa Issue 4 to 1.80% yearly (or 1.79% monthly) on a minimum deposit of pounds 500, making it a Moneyfacts best buy. Only two withdrawals are allowed per year - any more will result in the rate being reduced to 1.30% - and transfers in are accepted. Transfers out and earlier access require 30 days' notice or a loss of interest. Meanwhile, Virgin Money has revamped its Easy Access Saver, with Issue 9 paying 1.41% yearly or a monthly option paying 1.40%. Sylvia Waycot Coventry building society has launched a new no notice account which pays 1.40% yearly (or 1.39% monthly). The postal-operated PostSave Easy Access (2) can be opened with a minimum investment of pounds 500. It allows 12 withdrawals per year - any more will result in 30 days' loss of interest - with the minimum withdrawal being pounds 500. The Shawbrook bank has reduced the rate on its two-year fixed rate bond, with Issue 15 now paying 2.15% yearly on a minimum investment of pounds 5,000. Sylvia Waycot Sainsbury's bank has launched the lowest personal loan ever at 4.5%. It has reduced selected rates on its standard Nectar Card loan for online applications. For a loan of between pounds 7,500 and pounds 15,000, customers can enjoy a rate of 4.5% APR for terms of one to three years, 4.6% APR over four to five years and 6.6% APR for terms of six to seven years. These stellar rates put the loans at the top of the Moneyfacts best buy chart. Sylvia Waycot
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