finance: Cash: Consumers set to Zapp mobile payments -->
Consumers will be able to use their mobile smartphones to pay for goods at thousands of stores across
Due to launch next summer, the app will use a code sent to a customer's smartphone when they are at the till or online checkout. Alternatively, customers will be able to scan a code into the handset from a bill in a restaurant or the screen on a modern card machine.
The code will contain all the information needed to complete the transaction, including the price, retailer's details and information about the goods being bought, which will appear on your mobile's screen. Once the customer has logged into the mobile banking app on their phone, the transaction can be completed. Testing by
The app follows in the footsteps of Pingit, run by
customers to send money to another person or business by text message.
Your phone will soon be even smarter, with plans for an app that allows you to pay by mobile. Photograph by
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