JACKSONVILLE, Fla., March 1 /PRNewswire/ -- For many individuals seeking dental insurance, obtaining coverage that offers benefits comparable to those available through group dental plans isn't easy. Florida Combined Life Insurance Company, Inc. (FCL) is pleased to provide individuals with additional coverage choices by introducing two new fully insured PPO plans, BlueDental Choice Copayment and BlueDental Choice Plus.
Plan participants will be able to enroll immediately and can visit any dentist they choose without having to select a provider in advance or obtain a referral. They will also be protected from additional billing when visiting in-network providers and will not need to submit claim forms for services. Both plans also offer discounts on value-added benefits, such as orthodontics and cosmetic dentistry. An online provider directory, located at http://www.bcbsfl.com/, provides members with up-to-date information concerning participating dentists and dental specialists.
"This is a great opportunity for individuals to gain access to one of Florida's most extensive PPO network of dentists," says Cindy Tanton, director of marketing and sales for FCL. "Members will also be able to experience the same significant savings our group plan members enjoy when visiting in-network providers."
The Individual BlueDental Choice Copayment Plan offers the freedom to choose a provider, and also features:
-- Fixed out-of-pocket copayment costs for all in-network procedures -- Access to more than 1,400 providers statewide on the BlueDental Copayment network
The Individual BlueDental Choice Plus Plan is a high-benefit PPO plan that has a large network and rich out-of-network services. It also offers:
-- Competitive in- and out-of-network coinsurance percentages, with out- of-network benefits paid based on a percentile of usual and customary dental fees -- A choice of more than 3,500 providers statewide on the BlueDental Choice Plus network
Both BlueDental plans will be available March 1, 2007, with an effective date of March 15, 2007. Individuals interested in learning more about the plans are encouraged to visit http://www.bcbsfl.com/ (information and applications will be available at the site on March 15) or to contact their Blue Cross and Blue Shield of Florida (BCBSFL) insurance agent. These, and other FCL products, are also available at Florida Blue, a new concept retail store offering a wide variety of health and ancillary products. Florida Blue is located at 4624 Town Crossing Drive, Suite 137, in the Saint John's Town Center in Jacksonville.
Florida Combined Life Insurance Company, Inc. is an independent licensee of the Blue Cross and Blue Shield Association and an affiliate of Blue Cross and Blue Shield of Florida. Headquartered in Jacksonville, Florida, FCL offers a diverse portfolio of insurance and related products and services for individuals, families and businesses. FCL is rated A (Excellent) by A.M. Best, independent analysts of the insurance industry. This rating is based on financial and operating performance. Blue Cross and Blue Shield of Florida
Web site: http://www.bcbsfl.com/